Insurance Tips

A smart way to buy term life insurance

A smart way to buy term life insurance

Many consumers look at buying life insurance as just another insurance expense.  You already have auto, home, and health insurance cost. So instead of looking at life insurance as just another single expense.  Try and find a carrier where if you can combine 2-3 of your policies, you may actually save enough money to where.. More

Life insurance as an investment tool

Is life insurance tax deductible

Being self-employed allows you the freedom to set your own hours and choose your own job opportunities. But, it also comes with many expenses, including the cost of life insurance premiums. Even though many of the expenses you pay to operate your business are tax-deductible, most life insurance premiums are not. Life Insurance Premiums for.. More

A smart way to buy term life insurance

Life insurance for single mothers

What if you are a single mother and the unexpected happens. Have you planned where your kids will be raised and their financial future? It is a scary proposition. Life insurance for single mothers becomes an important topic to protect your children’s future. It is part of putting an overall plan in place to to.. More

Critical Care Insurance for Self Employed

Critical Care Insurance for Self Employed

Is Critical Care insurance important? Having been self employed for over the last 20 years it has always amazed me how I look at insurance coverage differently than most W2 employees. I once brought up the topic of Critical Care Insurance and my friend was basically convinced it was part of his benefit package. He.. More

A smart way to buy term life insurance

Buy term and invest the rest

Buy term and invest the rest is a  respected financial strategy A Simple case study of my actual Life insurance policy What are the best life insurance strategies? Back to the age old question of permanent life insurance with cash value vs term life insurance and invest the rest. What is a better policy to.. More

Life insurance as an investment tool

Life insurance as an investment tool

Life insurance as an investment tool Investing in life insurance Your financial adviser, friend or family member recommended that you invest in a permanent life insurance policy (including whole, universal, or equity index universal life). The adviser’s pitch can sound compelling. Life insurance as an investment tool is a solid financial strategy. Why purchase temporary.. More

When you should buy a fixed index annuity

When you should buy a fixed index annuity Fixed Index Annuity is an opportunity for growth Here are the five reasons when you should buy a fixed index annuity. If you do your research you will find many financial advisers have different opinions on this product. But the product does fit a niche for many.. More

A smart way to buy term life insurance

Term Life Insurance with Living benefits

Life insurance that pays while you are living Every time I sit down with a client and the subject of life insurance comes up. There tends to be a few moments of silence and awkwardness. Most people do not like to talk about life it is the ultimate bet against yourself. What if you could.. More

Life insurance for Realtors

Life insurance for Realtors It seems that if you ask most real estate agents about their retirement strategies, you will find they tend to be wrapped up in real estate. If you ask them how they protect their retirement you will typically get a blank stare. When I talk to agents about life insurance for.. More