Insurance Tips

Life insurance with Crohn's disease

Life insurance with Crohn’s disease

I run into quite a few clients who have been diagnosed with Crohn’s disease. Many have applied for life insurance in the past , but have been turned down. Getting Life insurance with Crohn’s disease is not quit as difficult as it may seem. Insurance carriers seem to understand the disease better today and are.. More

Life insurance is a waste of money

Life insurance is a waste of money

Is Life insurance is a waste of money? Life insurance is a waste of money is the exact term a friend of mine used when the subject was brought up (Ted). Apparently he was quoted $75 / month for a $400,000 20 year term life policy 6 months previously. He is 45 years old. Ted.. More

Life insurance for investment purposes

Life insurance for investment purposes

Life insurance for investment purposes? Life insurance for investment purposes has been a bandied around topic for years. Certain types of policies like Variable Universal Life have been labeled by some as “Investment Insurance”. But many believe life insurance has no place in your investment portfolio like financial guru’s Suze Orman and Dave Ramsey. Some.. More

life insurance for Crohn's disease

life insurance for Crohn’s disease

Rates classifications on life insurance for Crohn’s disease Over 1.5 million people suffer from Crohn’s disease in this country. What this means is that life insurance carriers have enough of population sample to determine the insurabilty of this population. Rates classifications on life insurance for Crohn’s disease have now been established. Ulcerative Colitis and Crohn’s.. More

Term Life Insurance with Living benefits

Living benefits within a life insurance policy

Living benefits within a life insurance policy Traditional life insurance has been sold one of two ways. Term life policy for a period of time Permanent policy with a Cash Value element The main function of life insurance has been to provide a death benefit to heirs once a person passes. Basically a pretty simple.. More

Life insurance as an investment tool

Index Universal Life Insurance 4 best features

Index Universal Life Insurance 4 best features? What are index universal life insurance 4 best features? To approach this topic I am going to use the index universal life policy North American offers called the Rapid Builder IUL. I could use a variety of IUL products, but there are a couple reasons why I like.. More

Life insurance for Realtors

Why Life Insurance

Why life insurance? Life insurance in general is a pretty boring topic. You can find a thousand articles about why you should purchase life insurance to protect anything from your family to your home. Why life insurance is important will very from family to family. In reality many families do not believe it is important.. More

Life insurance with Crohn's disease

Self serve term life insurance

Self serve term life insurance stems from the growth of consumers who look into buying term life insurance, but do not want to meet face to face with an agent. According to a recent LIMRA study, fifty percent of consumers prefer buying life insurance without having to meet with an insurance agent. Term life insurance.. More

Term life insurance for the living

Term life insurance for the living

Term life insurance for the living is a concept that has been put in place by some insurance carriers to offer more than just a death benefit on their term life insurance policies. In a nutshell the insurance carriers are needed to find more benefit for their clients. Term life insurance sales are down and.. More